#LegalAdvice #LandlordTenant #ApartmentFire
Hey everyone, I recently experienced a devastating apartment fire that left my home uninhabitable. 😔 I was allowed to enter the apartment to salvage any valuable items, with the understanding that I would be contacted again to retrieve the rest of my belongings before the property was disposed of.
However, I never received that call, and now my landlord has thrown away my important possessions without my permission. Is this legal? What are my options moving forward? 🤔
Some possible solutions could include:
– Consulting a legal professional who specializes in landlord-tenant disputes
– Reviewing your lease agreement to understand your rights as a tenant
– Reaching out to local tenant advocacy organizations for guidance and support
Has anyone else dealt with a similar situation or have any advice to offer? Let’s discuss and help each other out! 💬 #CommunitySupport #TenantRights
How many dollars of salvageable stuff was left behind?
The insurance guy told you something and committed the landlord to a follow-up trip, but did the landlord know about that?
Whose insurance is the “insurance guy?” Assuming it’s covered you’re owed the fair market value of stuff damaged or thrown away.
That would be a question for your tenants’ insurance. Your insurance will be protecting your stuff; his insurance will be dealing with the landlord’s property as it doesn’t protect your stuff.
Make a claim under your tenants’ insurance if you haven’t already, and ask then what to do.
Depending on the jurisdiction, the landlord *may* not legally be able to throw your possessions away regardless of the fire.
Not a lawyer but work in the property insurance industry with significant experience dealing with landlord insurance specifically.
It’s normally considered a gesture is good faith to allow the tenant reasonable time to remove their belongings following an insured event (ie. house fire), however the landlord is well within their rights to remove tenant belongings to prevent delays in repairs/assessment of damage.
Ultimately it is the tenants responsibility to have adequate insurance for their own belongings, if you do not have your own insurance unfortunately theirs not much legally that can be done.
Persuing legal action for the removal of items is possible, however theirs a strong chance you will end up paying more in legal fees as you will ultimately be arguing with your landlord’s insurance company not the landlord themselves & trust me they will fight against your claim.