#FinancialAdvice #HomelessNoMore #SuccessStory #BudgetingTips #PersonalFinanceJourney
🎉 Wow, what an incredible journey you’ve been on! Congratulations on your amazing progress from being homeless to working, housed, and almost finished with school. Your resilience and determination are truly inspiring! 🌟
Budgeting Tips for Your Unique Situation
Here are some tailored financial advice to help you navigate your unique financial situation:
1. Build an Emergency Fund
– Start by setting aside a portion of your income each month into an emergency fund. This will provide a safety net for unexpected expenses.
2. Create a Budget
– Track your income and expenses to create a detailed budget. Allocate money for essentials like rent, food, utilities, transportation, and school expenses.
3. Invest in Your Future
– As you near the completion of school, consider investing in further education or certifications that can boost your career prospects and earning potential.
Seeking Financial Help
Consider reaching out to financial advisors or nonprofits that offer free financial counseling services. They can provide personalized advice and assistance based on your specific situation.
Celebrate Your Achievements
Remember to celebrate your achievements, no matter how small they may seem. You’ve come a long way and deserve to feel proud of your progress. Keep up the fantastic work, and don’t hesitate to ask for help when needed. You’ve got this! 💪🏽
#FinancialFreedom #SuccessJourney #NeverGiveUp #PersonalFinanceTips
> So if this was your situation, what would you do?
Focus on getting a job that pays $85k+.
See if you can find a government job
What is your degree for?
When you were eating out of dumpsters, which kind of dumpsters had the best food? I always imagine pizza places having the best but not sure.
> My goal is to avoid the “gap” that many people face when getting off assistance where you are making too much to qualify for assistance but not enough to actually escape poverty.
I hope you manage to avoid the welfare trap. It’s horrible to be stuck in it.
Does she get SSI due to her disabilities? If so, look at an [ABLE Act account](https://www.ablenrc.org/) for her.
Can you talk more about the program? What state you’re in?
My company specifically employees people coming out of transitional housing and this sounds like something that would be really beneficial for many of them.
Just wanted to say good job and I hope more good things will happen in the future!
Hey I was homeless in 2018 too!
I found a coding bootcamp, became a fullstack dev, found an entry level coding job in california for 50k a year, got an AWS Solutions Architect Certificate (Associates), increased my salary and now I’m in a position to help rather than be helped.
You chose the right field, my specific advice is look on indeed.com for the jobs you want, learn the skills and ignore any requirements that says bachelors degree. I have dropped out of college and I always get considered for jobs because I have a passion for tech.
Here’s my suggestion if I’m in your situation.
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1. Save save save! Saving will give you flexibility and ability to handle unexpected circumstances, which means you will have higher risk tolerance.
2. Focus on getting higher paying jobs. It might mean going above and beyond, it might mean putting up with lower paying jobs to get experience and reference. It might mean spending your free time networking or bettering yourself, but you can do it.
3. Work to get off assistance as soon as possible. Unfortunately, no one achieve financial independence while on assistance, if you are focusing on getting the program payout, that small gain often translates to larger loss in the future.
4. Don’t worry about whether you are in the right field or not, any field provides the possibility of getting good financial outcome, as long as you are good. Focus on being good, employable, in demand for your current career, and make whatever money you save work as hard for you as possible after you built your financial safety net (HISA, index fund, property etc).