🤔 What do you budget for and where do you indulge? 💸 Share your splurges and frugal tips with us now! #Budgeting #MoneyManagement #FrugalLiving
Where do you splurge on? 💰
– Luxury items
– Travel experiences
– Dining out
What are you frugal with in life? 🤔
– Groceries
– Entertainment
– Clothing
Join the conversation and let’s learn from each other’s spending habits! 💡 #SavingTips #MoneyMindset #FinancialWellness
I tend to splurge on good food and quality ingredients. I was raised by trained chefs, the frugal options are definitely different and my taste buds can’t get use to them.
To make up for a high grocery bill, I try to be frugal with everything else.
I splurge on clothes and skincare. I do so so I can build a wardrobe that will last that I can continue to wear for more than one or 2 years so splurge now to save later and skincare because I like taking care of my skin but nothing too crazy. I don’t experiment but I buy things that work with my skin.
I save on food. I’m experimenting with vegetarian dishes because meat has gotten so expensive. I just made a lentil bolognese and it was really good!
I splurge on my vehicles and modifications. Also BIFL stuff. Other than that I’m the cheapest person you’ve ever met.
I splurge on crystals and perfumes because collecting them is my hobby and they make me happy.
I’m frugal on clothes and makeup, I don’t go out and get my nails/ hair done, I use drugstore makeup, and I still wear the same clothes I wore in middle and high school.
I splurge on show tickets, I’m nearly out at an EDM event every weekend. It’s such a guilty pleasure, I’m so close to the city and don’t drink so it’s easy to drive. The ticket apps also make it so easy to promote similar artists I would like and just use Apple Pay. I love the music, I love the energy, I love to dance and let go. I have no issues spending x amount of money on a good time and really just became part of my routine.
Goodies especially cakes and candy (vegan so you can understand I hope) is my splurge.
I spend as little as possible on fashion.
I dont hold back with good camping and outdoors gear. I do think that quality made items and materials can save your life. I do a lot of outdoor activities. Same with clothing; I avoid synthetics unless they are very purposeful.
Im frugal with flights. IDK, I absolutely hate flying so no amount of comfort or premium expenses will make it pleasurable for me. I get the cheapest seats, cheapest flights, I dont buy any luxuries like nice food or drink. I sometimes get the flights that are hours longer to save money, or with multiple layovers. If it means saving a few hundred for an extra couple hours of misery, I dont mind, I’d already be having a shit time anyway lmao
Splurge: Good shoes. They last years, and they don’t hurt like cheap shoes do.
Frugal: Well, I prefer quality furniture, so I buy used. Cheaper than cheap furniture
I’m frugal af when it comes to things for me, be it clothes, treatments, hairdressing and generally being nice to myself. It’s something I struggle with consistently because I have this undercurrent of not feeling worth it.
I will splurge however, on books (uuhhh I love a good book! Especially if I can get them from a charity shop so more books for my money’s worth!) And DIY tools and paint. I absolutely love creating things, from small gifts to revamping furniture. My dream is to one day have a work space or shed with everything hung up, orderly and organised. Little shelves for spray paints, tester pots and screws. And brightly painted too! No dull black, gimme those neon pinks and oranges!
Splurge: food, travel, occasional hot stone
massage, clothes, seasonal professional house cleaning
Frugal: don’t get manicures since I just wreck tbem anyway, and now with books- I have a home library but rather than buy every new book I read I’ve gone back to using the library and keep a list of ones I want to buy after (last year I saw it ends up being about 5-10 books of the 50 or so I read in a year- much more affordable!)
I splurge on experiences and memories made with people I love. Frugal with my daily spending and extra frivolities. I go to places like target maybe twice a year? Frugality means my kids can have a better Christmas, or a rad birthday party. Restaurants are now much more of a special occasion. Makes one appreciate the simpler things.
Splurge: food, travel, hobbies
Frugal: everyday items (kitchen, bathroom, etc)
I tend to splurge on nails, facials and iced coffee and concerts. These are things that I enjoy and that make me feel good about myself . I guess I’d say I’m pretty frugal when it comes to clothes shopping. I don’t know how to put outfits together. I also still own clothes from years ago
Frugal on clothes. I’m a small/medium person overall and there’s like 15+ thrift stores in my city so it’s easy to find nice stuff
Splurge: Quality shoes and an 80 min body massage and pedicure every month
Frugal: Furniture, kitchenware, plates, utencils etc. all from IKEA
Food is our splurge. Healthy foods are expensive, and it’s important that my family eats well.
We are frugal with a lot of things because right now, we are single-income since we had a baby. Entertainment, so vacations, are no-go. Hopefully, once I get back to the workforce, I’ll have more room for entertainment.
I splurge on groceries, good water, supplements, and going out to eat. I believe that what you put into your body is more important than anything, especially expensive skincare. If you’re not drinking enough water or getting enough vitamins from the appropriate sources, no amount of expensive skincare can fix it. Also splurge on books (halting this to read all the books I’ve bought), travel (I rarely do), and quality clothing (try to shop for clothing sparingly).
I’m frugal with everything else.
Frugal in most areas. Probably biggest splurge is sneakers, jeans and eating out.
As my income has gone higher and I’ve built a business, I splurge on anything that is convenient and saves me time. Yes I can do it cheaper myself, or I can save money doing it another way. I don’t want to, I want that time to be spent doing whatever I want to do. This includes things like taking the express lane when I drive, paying for house cleaners, food delivery, etc.
Especially when you work for yourself time really is money and if I spend $10 on delivery to get something here in 20 minutes vs. losing $50 because I had to cancel a client to make it get food then It’s worth the cost
I splurge on food. Both when I go out to eat and when I cook at home. My partner and I enjoy eating at fancy restaurants and we don’t hold back. When I cook at home I spare no expense at the grocery store and buy top name brand products and also don’t hesitate to shop at expensive specialty grocers. I love to cook and put on elaborate meals for friends and family. I was raised in a small farming community where the value of good quality food was instilled in me from a young age.
I save on clothes and buy most of my stuff at thrift stores. You can get a lot of really great stuff there and the thrill of the hunt is so fun! I also drive a 15 year old car because if it ain’t broke, don’t fix it.
I splurge on presents for others, im frugal with all my things
Splurge- clothing, makeup, toiletries/skincare and food
Frugal- I will walk extremely long distances to avoid paying for Ubers and I love to travel but will avoid checking a bag for fees and fly mostly basic economy 😂😂
Diving. I splurge on that. Frugal: manicures and pedicures. Don’t paint my nails and keep them short and neat.
I always splurge on food and my car’s maintenance. I think food is one of life greatest pleasures and of course, my safety shall come first, hence; I always use the top grade products for my vehicle.
Splurge: clothes – also kinda food because if I’m cooking I’m actually cooking not just white people taco night
Frugal: shoes usually just target or Walmart unless they’re for work, skincare, makeup, perfumes just drugstore or dupes. Flights like someone else said. I’m short and small so middle seats with 0 leg room aren’t that bad.
Splurge on handbags and good shoes. These are items you use every day of your life.