#Scammed #FacebookScam #ReportScam #FraudProtection #OnlineSafety
Is your wife a victim of a Facebook scam that has left your family out of quite a bit of money? π It can be a frustrating and upsetting situation to be in, but there are steps you can take to try and recover the lost funds and protect yourselves from further scams. Here are some recourse options you can consider:
###Contacting the Authorities
– **Local Police:** It’s important to report the scam to your local police department. They may be able to investigate the matter and possibly track down the scammer.
– **Internet Crime Complaint Center (IC3):** You can also file a complaint with the IC3, a partnership between the FBI and the National White Collar Crime Center that specializes in internet crime.
###Reaching Out to Financial Institutions
– **Zelle:** Since the scam involved a transaction through Zelle, it’s a good idea to reach out to them to see if they can help in any way. However, as you mentioned, they may defer you to your bank.
– **Bank:** Contact your bank and explain the situation. While they may initially deny your claim due to the authorization of the transaction, you can try escalating the issue or providing additional evidence to support your case.
###Taking Action on Facebook
– **Reporting the Post:** You’ve already reported the fraudulent post on Facebook multiple times, but they have yet to take it down. You can continue to report it and reach out to Facebook directly to request their assistance.
– **Reviewing Facebook’s Policies:** Familiarize yourself with Facebook’s policies on scam and fraud reporting. This can help you navigate the process and ensure you’re following the appropriate steps to address the issue.
###Seeking Legal Assistance
– **Consulting a Legal Professional:** If all else fails and you’re unable to recover the lost funds through traditional means, consider consulting with a legal professional who specializes in fraud and financial scams. They may be able to offer guidance on potential legal recourse.
###Protecting Against Future Scams
– **Educating Yourself:** Stay informed about common scams and frauds circulating on social media platforms like Facebook. Knowledge is key in preventing future incidents.
– **Setting Up Security Measures:** Review your privacy settings on Facebook and consider enabling two-factor authentication for added security.
– **Trust Your Instincts:** If something seems too good to be true or raises suspicion, trust your gut and refrain from engaging in any potential scams.
In conclusion, being a victim of a Facebook scam can be a distressing experience, but it’s important to take action and explore all available recourse options. By following the steps outlined above and staying vigilant against future scams, you can protect yourselves and prevent falling victim to similar fraudulent schemes. Stay safe and be proactive in safeguarding your online presence and financial security. Remember, it’s always better to be cautious than to be sorry. π‘οΈ #StaySafeOnline #ProtectYourself #FraudPrevention #OnlineSecurityTips
For more information and resources on fraud protection and online safety, you can visit our website or contact us directly for assistance. We’re here to help you navigate through these challenging situations and provide guidance on how to protect yourself in the digital age. Stay informed, stay vigilant, and stay safe. ππͺ
>I feel there has to be something that can be done other than βoh, well, too bad for youβ.
Yeah not really.
You could file a police report but realistically theyβre never gonna catch the person who hacked the account and that would be the only way to get your money back. Probably just gonna have to take it on the chin and call it a lesson learned about how easy it is to get scammed online.
I’ve seen this exam exact scam so many times on FB. It’s always either Taylor Swift tickets, some kind of fancy puppy, or an Xbox that “was her dead son’s” and she wants to bless someone else and donate it “on behalf of and in memory of him.” (All you have to do is pay about $70 shipping LOL)
I’m sorry this happened to you guys. It’s really awful. Imagine being a scammer for a living. I don’t know how they can live with themselves. Their parents must be so proud π‘
Your wife paid for a valuable education.
Never buy anything off social media.
You learned your lesson.
Legally you have minimal recourse if you donβt know who you really sent the money too. Your bank wonβt help as she did authorize the transaction. Zelle may release information if the police investigate but not without a court order. So in reality, you cut your losses and she learns to be more diligent about who she sends money too online. Never ever ever use Zelle or other direct to cash transfers that donβt offer buyer protection for anything if you donβt know the person.
HOW MANY TIMES do we need to be warned about scams? Seriously people, stop sending people money BEFORE you have the product in hand.
You’ll never see that money again and now you’re a statistic.
Yes, you can buy your wife real Taylor Swift tickets. How much did she spend? π€£
My parents unfortunately fell for a similar scam, except it was for a refrigerator. They were not able to get their money back either.Β
Never buy things by direct bank transfer
No. Anyone who claims they can recover the money is a scammer.
I am surprised you could not dispute the charge as Services Not Rendered. I used to work in the Fraud dept for a specialty fashion retailer that was not Macy’s or bloomingdales…. anyway, we would have Services Not Received (or rendered depending on the bank) charge backs all the time. This was for packages not delivered (supposedly – but then there they were wearing it on face book or reselling it on ebay with the packing slip there as proof of authenticity). Your wife ordered ticket that were not provided. Should be a slam dunk. However this might be different if it was a debit charge vs a credit charge.
You’ll find no advise here to recover it because there’s no way to do it, money’s gone.
Donβt trust Facebook.
EVER.
Authorizing a zelle payment, from the banks perspective, is the same as giving someone cash.
Keep pestering the bank! I’ve worked at multiple banks over the years, and they will refund you the money if you complain enough. Yes, you admit to authorizing the charge. However, it was a fraudulent transaction. Ask for the fraud department or a supervisor. Document everything by taking screenshots of the conversation, the funds being sent, and the legitimate person saying they were hacked. Email those records to the bank. Tell the bank you’ve been a customer ‘x’ many years, and you’ve only ever reported a fraudulent transaction once. It’s their responsibility to protect you, and if they won’t, then you will close your accounts and find another bank. If they deny it, apply again and again. This could take weeks, but document everything.
When I was a bank representative, I had the ability to waive all late fees/overdrafts up to 1 year, I could gift you $500 dollars if you were having an emergency, or I could mail you flowers if a loved one died. All to keep your accounts with us.
And always always always make purchases with a credit card! They are highly protected and secured through their policy/agreement.
Zelle is considered a cash transaction. As with cash, there isnβt much to be done.
You can move forward knowing that a poor and very risky decision was made.
Facebook has been notified about this scam a lot and they do nothing.
Now Iβve gotta know how much she dropped for the tickets.
You will never get that money back.
Donβt ever. EVER EVER EVER buy tickets from the fb marketplace. From anyone. Ever.
When you use Zelle to send money every single time a screen pops up saying that using zelle is like handing over cash. There is no getting it back after that
If you have renters or homeowners insurance, thereβs a chance you may have coverage for this.
Imagine you handed cash to someone without any form of legally binding contract or legitimate identification. What recourse do you have in those situations?
Hell, it might turn out the friend’s account wasn’t even hacked and they just used it as an excuse to snag some free cash.