MentalHealthMatters #SuicidalThoughts #GetHelp #FinancialStrain #SupportSystem #LifeStruggles
Understanding the Depth of "I’m Killing Myself When My Parents Die"
Finding yourself in a situation where feelings of despair and hopelessness lead to thoughts of ending your life is incredibly concerning. This query reflects a mix of financial strain, emotional exhaustion, and an overwhelming sense of being trapped.
The Depth of Financial Strain
Being 25, living at home, and making $2400 a month while facing the reality of rent demands exceeding $3000 can be overwhelming. With $70,000 in debt, this pressure becomes almost unbearable.
- Income vs. Expense Discrepancy: Income doesn’t align with living costs.
- Debt Burden: A significant debt can feel like an unending battle.
Emotional Exhaustion: College Degree vs. Job Market
Many young adults face the disappointment of holding a college degree while struggling to find a job that values their education. It adds to the feeling of hopelessness.
- Unutilized Education: Degrees not translating into job opportunities.
- Desire for Financial Independence: Wanting to be self-sufficient but facing barriers.
The Crushing Weight of Unrealistic Expectations
Feeling compelled to work 80 hours a week just to afford a basic apartment can quickly drive anyone to the edge. The pressure to meet societal expectations without adequate support can be crushing.
- Unrealistic Work Hours: Working excessively just to make ends meet.
- Societal Expectations: The pressure to succeed monetarily and socially.
Addressing the Dark Thoughts
Feeling like ending your life after your parents die signifies a desperate cry for help. The suggestion indicates a future perceived to be even bleaker without parental support.
- Imminent Sense of Loss: Parental loss as a trigger for extreme actions.
- Lack of Hope: Perception of no future improvement.
Available Resources and Support
✨ Reaching Out: Seeking help from friends, family, or mental health professionals is crucial.
✨ Financial Counseling: Financial advisors can help create manageable debt repayment plans.
✨ Mental Health Services: Therapists or counselors can provide strategies to cope with current emotions.
✨ Support Groups: Joining communities where people face similar struggles can be beneficial.
Steps to Consider
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Connect with Mental Health Professionals:
- National Suicide Prevention Lifeline: 1-800-273-TALK (8255)
- Crisis Text Line: Text HOME to 741741
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Explore Financial Assistance:
- Government assistance programs
- Debt relief programs
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Set Realistic Goals:
- Break down financial goals into smaller, achievable steps.
- Prioritize immediate needs and create a budget.
- Seek Social Support:
- Engage with friends and family.
- Participate in support groups online or locally.
Final Thoughts: Your Life Matters
It’s essential to recognize that your life has immense value. Help is available, and taking the first step towards seeking support can make a significant difference in your journey. Remember, reaching out for help is a sign of strength, not weakness. 💪💖
whats your degree in?
What about finding a roommate to split expenses with?
Are your parents sick or old? Because if not they’re not going to die for a long time.
Don’t rent then. Stay living with your parents. Slowly pay off the loans, THEN think about renting. If you haven’t already, doing a serious job hunt (meaning spending 20 hours a week working on finding a job, plus 40 at your current job, instead of 80 at your current job and none on improvement), even if it takes a couple of years until you find one. Couple of years is nothing if you will live to be 80.
Also do you live in NYC or LA? Try not doing that. 3000 for a studio is a lot. Moving is hard, so try roommates. Better yet put your ego aside and stay at home until you can actually justify moving.
If your parents are going to die soon, that’s very unfortunate and condolences to you. However practically speaking you can then do the following:
When they die, inherit and stay living there still, it’ll be your house. Or if it’s split among siblings, your portion will be likely sufficient enough to pay off the loan (houses are worth a lot after all).
If you do get the whole house: sell the house, downsize, use the profit to pay the loan. Then you’ll have a house (small perhaps) and no loans. And then you’ll be better off than most people.
That’s what room mates are for. Plus statistically you’re likely to partner up at some point and that also usually ends up in splitting bills too
Look at the trades or join the military as an officer…
I mean, most people would just declare bankruptcy and move somewhere cheaper. Hopefully your parents live a long time and you get the chance to pay down that debt though.
I’m sorry you’re having a hard time. You’re definitely not alone.
Bro do not give up!!! I was down bad at this age and now I’m doing really well. Do not give up
Hey, I just want to say, you aren’t alone. The millenial/ Gen Z generation is definitely feeling all of this financial pressure. We’ve been sold a dream of going to college which will lead to a good job and being able to afford life on a single income. I look back at my grandparents generation and my nana had 4 kids, a fully paid house, groceries, a car + motorcycle, and a pool on a single income.
It’s so hard not to look at the boomer generation with resentment or think about how if it wasn’t for your family’s financial support, you’d be SOL. I think the world has started to realize everything – corporate greed, slumlords, inflation alongside cost of living, etc. I truly believe in the next 10 years we will be looking at a revolution.
Having no money sucks. I’ve been homeless multiple times in my life and have wanted to end it all. But even through the most difficult times, I held onto the hope that it gets better and it did. Financially, it’s difficult. But I started researching personal finances and that really changed my life (Caleb Hammer + Ramit Sethi). Not only that, I realized that life really isn’t about money. I started relishing in the abundance I already have – running water, a warm bed, a belly full of food. It really changes your life when you can see the abundance in your day to day.
Hold on – it does get better.
I’m sorry you are feeling so low. When you’re in the depths of despair it may feel impossible to feel hope, but you have to believe things can change. Many people have been in worse situations and drastically turned things around, and you probably can, too. It’s a tragedy that so many young people are in a similar situation, but it’s reality. You’re in a tough place, but you also have a prime opportunity by being able to live at home. Living rent-free is a good foundation for rebuilding. You can turn things around – it’s just going to take some time, patience, and channeling fear into productive action.
It’s going to take sacrifice to improve your situation, but life is a competition whether we like it or not, and we either choose to keep going or give up.
Be willing to ask for help rather than resign to a life of anger and misery.
You’re 25! You will make a lot of progress over the next decade or so. I finally landed a job that pays me *very* well just last year, and I’m 36. I’ve been living on my own since I’m 24 and had to make ends meet with the money I had.
Don’t give up looking for ways to progress and learn! If there’s anything I would’ve changed if I still lived at home, it would be learning a trade that pays well and makes me happy. Look for trades that you like and are experiencing a shortage in people. You will have the benefit of being in high demand and it will show in your income. These jobs also often offer a “learning on the job” type of schooling, so you get paid while you work and learn.
Just last week I was thinking I could be a good locksmith (long story, but I’m good at locking myself out of my own home and neighbours also come find me if it happens to them), but with only one income I don’t have the time and funds to get schooled for it. But you still have these opportunities, so go find ‘em! ☺️
How the fuck are you 70k in debt at 25 but only taking home 2400/month?!
32M, living with my jesus-freak dad and catholic with alzheimer’s grandma taking care of them, haven’t been able to find a job in a year. When I do have a job most of my checks go to rent. If you’re not paying rent living with your parents, you have it good, dude.
Personally I’ve tried to off myself twice and failed hanging myself both times. You gotta have a lotta balls to do it. At this point I’m just waiting for my gran to pass before I try again.
You gotta look somewhere else way out of the city to live in dude. Sounds like you live in NYC or sanfran or something. Or just live in your car if you have one and need to move out.
I’ve been thinking the same thing for over a decade. I’m just tired.
Move where it is cheaper.
Rent in Indianapolis, which is not a Cornfield so people might think. You get rent for about 1200 a month For a decent place. 800 a little bit more shady areas
WOW, I relate to this so much. You are not alone. I’m in my mid-20s, don’t make much, living with parents, and my job doesn’t even require a degree -facepalm-
I’m 33. For the third time in 15 years, I’m changing careers. Not jobs, full on career. 9 months ago I was finally at the point of being able to buy a house. You’ve worked hard and it hasn’t exactly payed off. I can honestly say I know how that feels. But it’s not over. It wasn’t over for me 5 or 6 years ago, and it’s not over for you now. It will get better.
If you have a college degree, have you considered working abroad, being an expat? I have a degree in Philosophy, a fairly useless degree btw, and I earn close to 4k a month with housing benefits. If you need help, i’ll do what I can for you.
Hey Bro. I make about the same as you right now. Maybe slightly more when I have good months for commission not including my side gig.
With what I have now, I live outside of DC and there are options, but it’s limited.
I’m actually living to Ohio cause the cost of living is so much better. Around the Cincinatti area it’s a growing area with not too much crime, I love the city, and the money stretches a lot further down there.
I’m heading there for a trip to visit my partner next week. But I’m moving probably early September.
I know the debt is overwhelming and the world is crazy, but just work on paying down the debt slowly. Maybe see if you can get a debt consolidation loan that allows you to break it up into much smaller payments.
I have about $25,000 in debt which isn’t as bad as $70,000 but it’s still not great.
Feel free to reach out if you have any questions. I also was in the boat for a long time of not seeing any hope and wanting to kill myself. For most of my life actually. It all starts with small steps of growth and you will find the answers and the escape you are looking for.
Keep pushing my friend!
Have you heard of “moving to an affordable location”?
What is your plan?
If you are renting and have no major assets in the U.S., ch 7 bankruptcy isn’t the worst. I did it and was able to dramatically improve things. Doing it now would be better than after your parents pass too because of it’s already done they can’t target new assets later from inheritance and such. I belive student loans cam be discharged now too since you mention a degree. I’m not a lawyer but remember that there are tools that can help.
Seriously, try to die on the same day might help to save the cost. If I were you I will have done something to make my parents proud. It doesn’t matter how small your business or work is, if you could use the same adamance at work or yourself. Don’t compare yourself with others just focus on your work. Try to close the loan as soon as possible, you’ll have to be ready to sacrifice or lose ( can be anything ) if not ? All i would say is all the best.
If you inherit your parents house will you change your mind about killing yourself?
Read the quran, find allah
Please do, with killing yourself will also die your spending habits and it will be a double win.
I’m in the same boat honestly.
As a kid I didn’t think Life would be this hard.
I’m stuck at a job I really dislike and can’t seem to fit in.